The goal of Fema Financial Inclusion’s Microfinance unit is to become the banker of choice for financial intermediaries that serve the mass market. Key amongst our clients are MFIs, Credit Unions, Susu Collectors and Money Lenders. Currently, we provide banking services and lend to the above-mentioned.

Fema Microfinance offers a unique hybrid deposit account called Agyapadie Business Account and a robust loan product called Microfinance Semi-Secured Loan

Agyapadie Business Account

Our Agyapadie Business Account has all the benefits of savings and current accounts. It is an interest bearing account with no COT calculation but a flat monthly charge of GHS 8. This account serves as collateral for all loan requests.

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Microfinance Semi-Secured Loan

This loan does not require 100% collateral. It offers the opportunity to access all types of loan facilities such as pre-approved overdraft, term loans, and so forth.

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